* Change account and user fabricators to simplify and improve tests

- `Fabricate(:account)` implicitly fabricates an associated `user` if
  no `domain` attribute is given (an account with `domain: nil` is
  considered a local account, but no user record was created), unless
  `user: nil` is passed
- `Fabricate(:account, user: Fabricate(:user))` should still be possible
  but is discouraged.

* Fix and refactor tests

- avoid passing unneeded attributes to `Fabricate(:user)` or
  `Fabricate(:account)`
- avoid embedding `Fabricate(:user)` into a `Fabricate(:account)` or the other
  way around
- prefer `Fabricate(:user, account_attributes: …)` to
  `Fabricate(:user, account: Fabricate(:account, …)`
- also, some tests were using remote accounts with local user records, which is
  not representative of production code.

* Add REST API for creating an account

The method is available to apps with a token obtained via the client
credentials grant. It creates a user and account records, as well as
an access token for the app that initiated the request. The user is
unconfirmed, and an e-mail is sent as usual.

The method returns the access token, which the app should save for
later. The REST API is not available to users with unconfirmed
accounts, so the app must be smart to wait for the user to click a
link in their e-mail inbox.

The method is rate-limited by IP to 5 requests per 30 minutes.

* Redirect users back to app from confirmation if they were created with an app

* Add tests

* Return 403 on the method if registrations are not open

* Require agreement param to be true in the API when creating an account

* cleanup pass

* undo mistakes

* fixed.

* revert